BABY BABY

Price: Not Available. Prices are quoted when an application is made.

Consumer: Expectant parents

The purpose of the Maternity Card is to help defray the expenses of having a baby.

Pros: Those who are eligible for the Maternity Card are women who may become pregnant as well as those who are already pregnant.

For those who have no maternity insurance at all, the Maternity Card pays for Doctor Visits, Hospital Stays, Lab Work, Sonograms, 24 Hour Counseling, 24 Hour Nurse Hotline, Anesthesiologist, Pre Natal Vitamins, Newborn Tests and checkups, Immunizations and Prescription Drugs. The Maternity Card automatically expands to include the newborn infant.

Companies, even large International companies, sometimes exclude maternity coverage in their insurance benefits packages. Women need to check with their employers or their spouse’s employers to find out if they do, in fact, have maternity coverage. For those who already have maternity coverage that coverage will be the best option for them.

Cons: The Maternity Card only pays doctors and hospitals that are in their ‘network.’ The guarantee only provides that consumers will ‘break even’. For those who have maternity coverage through their hospitalization coverage, the Maternity Card will not be of value.

Guarantee: The Maternity Card by Affordable Healthcare Options (AHCO) guarantees that those who enroll will save more in a twelve month period than the cost of membership in the plan, or they will refund the difference plus $200.

Value for money: Since there is no way of determining what the cost of Maternity Card will be for each individual, there is no way to determine what the value of it is. However, with the excellent guarantee, a person will at the least break even.